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Money

April 2012
Ambord
Dollar Sense

Help! The IRS Wants to Talk to Me! Now What?

Even people who make an earnest effort to do everything right, tax-wise, can end up under the IRS microscope. What should you do? First, take a breath and read the full notice.

Ambord
Dollar Sense

While You Were Sleeping Fake IRS Agents Were Hard at Work

The IRS states positively that, if they want to talk to you personally, they will not do it by email. This is number one on the list of warnings they issue to prevent you from falling victim to identity theft, so take it to heart.

July 2012
Ambord
Dollar Sense

Should You Close Unused Credit Cards?

If you close accounts with zero balances, you may hear a sound like distant thunder. That would be the sound of your credit score crashing.

Ambord
Dollar Sense

Going Back to Work? How Much Social Security $$ Will You Lose?

The Bureau of Labor Statistics reports that since 1990, the number of seniors returning to the workforce has nearly doubled. If going back to work appeals to you or has become a necessity, you need to know how a paycheck will impact your benefits.

Trussell
Aid for Age

Retirement Woes for Women? Study Finds their Savings Lag Far Behind Men’s

Women’s defined contribution plan balances of only 60 percent of men’s average balances is especially concerning because women live longer than men and are more likely to have work disruptions for caregiving that hinder their capacity to save.

June 2012
Ambord
Dollar Sense

Social Security Goes Green: No More Paper Checks!

In 2010 alone, more than 540,000 Social Security paper checks were lost or stolen and had to be replaced, at great inconvenience and distress to the recipients. Under the new paperless system, the possibility of a lost or stolen check is virtually eliminated.

May 2012
David
Legal Ease

The Tax Can of Worms – And Other Consequences -- In Deeding Your Home Over Now

For example, if the home at the time of your death is worth $150,000, your daughter's tax basis in the home will be $150,000 and if she turns around and sells the home for that same amount, she will have no capital gains tax to pay and she will not have to wait for two years to sell the home.

Ambord
Dollar Sense

Work-at-Home Job Offers? How to Identify the Scams

If you know what to look for, the scams are not hard to recognize. They have many aspects in common, like the promise of high pay for few hours of work and no skills or experience required. In reality, few if any businesses post notices recruiting people to fill jobs like that.

Ambord
Dollar Sense

Do You Bank Online? Are You Sure It Is Safe?

Consumers love apps, widgets, and any faster, newer, cooler technology-related gadget. So do thieves. In fact, increased use of online banking is like waving a red flag that motivates thieves to find even more ways into your computer.

Ambord
Dollar Sense

The Plans No One Ever Wants to Make: Funeral Arrangements

Trustworthy funeral homes will have no problem complying with these rules. On the other hand, the less trustworthy funeral homes may try to manipulate you to believe that cost should not matter at a time like this. Of course it matters!

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