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Money

September 2015
Telleen-Lawton
Financial Fortitude

Financial Quandaries: Irresponsible Brother; Possible New Husband

A pre-nup is a good idea for any situation where either of the parties comes to the marriage with substantially different assets, but this won't affect your legal responsibilities. You should see a lawyer in your state before making a decision.

August 2015
Ambord
Dollar Sense

Potpourri: Miscellaneous Information about Making Money, Keeping Your Money, and Other Stuff That’s Just Good to Know

Do you know a senior who needs legal help but can’t afford an attorney? There are many sources of low- or no-cost legal help, depending on your financial situation and where you live. Here are four.

Ambord
Dollar Sense

What You Should Know about Scams and Scoundrels Who are Out to Steal Your Money

John Gannon is the president of the Investor Education Foundation, part of the government’s Financial Industry Regulation Authority (FINRA). He says the most likely target is 55- 65, male, college-educated, and financially astute.

Ambord
Dollar Sense

When Adult Kids Live in Your House

It could be that your kids have left home and later suffered a significant loss, like a spouse, a job, or had a house foreclosed. There’s no shame in needing to regroup, for a time. But there’s also no reason why a healthy adult shouldn’t be contributing financially to make the household run.

David
Legal Ease

Trying to Avoid Probate? Just a Will Alone Won’t

Unfortunately, many people share the same misconception that by preparing a last will and testament probate can be avoided. Whether probate will be required has nothing to do with whether you have a will.

July 2015
Ambord
Dollar Sense

June Potpourri: Stuff You Need to Know About Your House, Your Money, Other Stuff

It’s a common thing. You work for an employer for a while, then leave, and forget that you had a pension plan there. Even if the company was sold or went bust, the pension might still be sitting somewhere with your name on it, but don’t expect anybody to contact you (though they might).

Ambord
Dollar Sense

What You May Not Know about Medicare and Social Security

It allows you to let the benefits build up and later take a lump sum back to the date you filed. If you file and suspend, your benefit of $2,000 per month stack up. A year later, let’s say you get hit with some unexpected expenses like the need for a new roof and other home repairs. You can then file for a lump sum of benefits going back the full year, totaling $24,000.

Telleen-Lawton
Financial Fortitude

Should You Sell Short?

With the 10-year Treasury rate below 3% for the fifth year, bonds cannot be expected to compensate for even low inflation. So most boomers are still in the market, trying to keep current with new and old strategies like ETFs, REITs, options, and short selling.

June 2015
Ambord
Dollar Sense

Health and Money: Stuff You Need to Know About Your Health Insurance and Other Healthcare Issues

Did you know that some states (more than half) take this a step farther, making it a requirement? It’s called “filial responsibility laws.” While there is no federal law that compels you to help out, if your elderly parents are without resources, your state may require that you and your siblings pitch in.

Ambord
Dollar Sense

Potpourri: Stuff You Need to Know About Your Social Security, Your Assets, and a Few Freebies

While we wait for the wheels of government to make a sensible change like removing the SSNs from our Medicare cards, you should know, you do not have to carry your card with you. And if you do feel you need to carry it, here’s an alternative that will protect your SSN.

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