Meet our writers

 







Money

June 2015
Ambord
Dollar Sense

Potpourri: Stuff You Need to Know About Your Social Security, Your Assets, and a Few Freebies

While we wait for the wheels of government to make a sensible change like removing the SSNs from our Medicare cards, you should know, you do not have to carry your card with you. And if you do feel you need to carry it, here’s an alternative that will protect your SSN.

David
Legal Ease

How a Beneficiary Deed Helps Avoid Expensive Trusts or Probate

Is there any other type of plan we could put in place that would allow us to avoid probate without having to go through the expense of setting up a trust? We have some friends who are in a similar situation as us and they prepared a beneficiary deed transferring their home at their death to their children.

Telleen-Lawton
Financial Fortitude

Divvying Up the Stuff Without Suffering

On the day of the event, realize, remember – and keep remembering – that your relationships with your siblings are more important than stuff. Agree to try to be your best selves, and forgive each other for inevitable moments when old hurts get in the way.

May 2015
Ambord
Dollar Sense

April Potpourri: Staying Out of the Legal and Identity-Revealing Swamps, Plus Some More Freebies

I have a close relative who has kept boxes and boxes of utility bills dating back 34 years, from a house she no longer owns. The paperwork is useless, space-consuming, and a fire hazard. And someday, we survivors will have to sort through them to find what we do need. By putting it off, the legal swamp she’s creating could suffocate us.

April 2015
Ambord
Dollar Sense

Potpourri: Stuff You Should Know to Keep Your Money and Your Identity Safe… Plus a Few Freebies

If someone approaches you, claiming to be from the fire or police department or other authority, tell them to wait outside. Then call the appropriate department, using the phone number in the phone book. Do not rely on a number provided by that person.

Ambord
Dollar Sense

Why You May Need Renter’s Insurance and/or a Personal Umbrella Policy

This type of policy also covers you if someone who does not live with you is injured while at your home. Suppose you have friends over for a barbecue, and one of them ends up with a severe burn from the grill. Renter’s insurance usually offers medical payments to cover the cost of the doctor or emergency room visit.

March 2015
Ambord
Dollar Sense

Home Repair and Improvement Scammers Target the Elderly

If you believe you have been a victim of a home repair/improvement scam, it’s important to contact an attorney immediately. There are time deadlines to pursue some legal claims, and to cancel sales contracts. You can also contact your state Attorney General, your county District Attorney, or the Department of Financial Services for insurance-related scams in your area.

Ambord
Dollar Sense

Potpourri: Stuff You Should Know to Help Keep Your Money and Your Identity Safe… Plus a Few Freebies

I had never heard of the firm, yet I supposedly have filed a judicial complaint through them. Obviously the con artists hoped I would be curious enough or frightened enough to open the handy link they provided, and download their malicious software into my computer.

Ambord
Dollar Sense

Seven Signs that You May Have a Bad Financial Adviser

My grandfather passed up the chance to buy property in Orange County, California, which later became the Disneyland parking lot. True stories like that make us believe – sometimes that which is too good to be true really can be true. We want to believe! Unfortunately, that’s how otherwise smart individuals get taken to the cleaners.

Ambord
Dollar Sense

Tax Information that Could Save You Money or Help You Avoid IRS-Stress, Plus Some Nice-Try-But-No-Deduction Stories

If you did not pay at least 90% of the amount you owed in 2013, and you end up owing more than $1,000 when you file your tax return for 2014, you may be hit with a penalty for underpayment of taxes, of 3% of the amount you didn’t pay. If you retired in 2014 you may be able to request a waiver of the penalty, using Form 2210. Be sure to ask your tax preparer if you qualify.

Page 9 of 19