Teresa Ambord

Teresa Ambord is a former accountant and Enrolled Agent. Now she writes business and consumer articles full time. For fun, she writes about family, friends, and her pets for publications like Chicken Soup for the Soul and Cup of Comfort. Her family warns, “Watch what you tell her, it could end up in a book.” Teresa shares her rural northern California home with her small dogs who inspire her writing and decorate her life.

TERESA'S ARTICLES

ADVICE & MORE

• Ex-Burglar Reveals What Makes Your Home a Good Target (July 2013)

 

• Travel Insurance May Save Your Bacon (June 2013)
• When Housing Needs Change, What are Your Options? (June 2013)

 

• Clueless About Car Insurance: You’ll be Surprised What You Don’t Know (May 2013)

 

• Did You Say… Food Stamps for Pets? (April 2013)

 

• Who Has to Pay for That? (March 2013)

 

• New Habits: In With the Good, Out With the Bad (February 2013)
• Too Old to Hire, Too Young to Retire? Nonsense! Research Shows Older Workers are a Bargain (February 2013)

 

• Feeling Sandwiched? A Rising Trend in Today’s Economy, Multiple Generations Under One Roof (November 2012)

 

• It Wasn’t Me, Grandma, Really!” Body Language May Help You Decide Who’s Telling the Truth… and Who’s Not (October 2012)
• Over 50 and Headed Back to School? (October 2012)
• What’s It Like to Go Back to College? (October 2012)

 

• What About Fido? Do You Have a Backup Plan for Your Pets if You Can’t Care for Them? (September 2012)

 

• Medicare Open Enrollment is Right Around the Corner: Should You Change Your Plan or Stick With the Old One? (August 2012)
• Renting a Car for Your Summer Travel? Tips for Saving $$ and Avoiding Problems (August 2012)

 

• Clean Out Your Closets and Make a Few Bucks: Eight Ways to Sell Your Stuff (July 2012)

 

• Beware the Danger of Carrying Your Medicare Card (June 2012)
• Divorced and Over Fifty? You’re Part of a Growing Trend (June 2012)

 

• Teaching Grandma to Text (May 2012)

• Could Eliminating Drug Copays Improve Health and Lower National Healthcare Costs? (April 2013)

 

• Awareness is a Key to Heart Disease Prevention, But Many Remain Unaware (August 2012)

 

• Navigating Medicare: A Toolkit to Find Answers (April 2012)

• Mortgage Relief Scams are Everywhere (July 2013)
• What You Don’t Know About Medicare Part D Can Cost You (July 2013)

 

• My Cautionary Tale: How Thieves Cleaned out My Bank Account, and How You May Be Able to Avoid It (June 2013)
• What to Do When Foreclosure Rears its Ugly Head (June 2013)

 

• 6 Ways to Pay Less Tax on Your Retirement Funds (May 2013)
• 10 Most Tax-Friendly States for Retirees (May 2013)
• The Job Scene for Mature Workers: The Jobs Are Out There (May 2013)

 

• Five Biggest Insurance Mistakes to Avoid And Tips for Saving $$ (April 2013)
• Stop Credit Thieves Cold with a Credit Freeze (April 2013)

 

• Did You Get a Large Sum of Money? Avoid Going from Rags to Riches and Back to Rags (March 2013)
• Getting Married Later in Life: Money Matters to Consider (March 2013)
• Is Your Social Security Check Safe from Garnishment? (March 2013)

 

• How Can I Avoid Early Withdrawal Penalties on My IRA or 401(k)? (February 2013)
• Which Housing Option is Best for Seniors – Rent or Buy? (February 2013)

 

• Is Your Wallet Reaching Out to Thieves? (January 2013)
• There is Life after Bankruptcy: Tips to Rebuild Your Credit (January 2013)
• What Happens to Your Debt When You Die? (January 2013)

 

• Bolster and Protect Your Retirement Funds Before the 2012 Clock Runs Out (December 2012)
• Hit the Ground Running in 2013 by Slowing Down: Update! (December 2012)
• Counterfeit Bills Are Everywhere, Especially During and Just after Holiday Season (December 2012)
• Taking Care of Mom and Dad: A Labor of Love With Possible Tax Breaks (December 2012)

 

• Mystery Shopper: A Real Job, or Yet Another Scam? (November 2012)
• Should You Spring for the Extended Warranty or Not? (November 2012)
• Your Caller ID May be Scamming You (November 2012)

 

• For Your Security, Have You Considered Long Term Care Insurance? (October 2012)

 

• Beware the Danger of Getting Behind on Property Tax (September 2012)
• Phone Ringing Off the Hook With People You Don’t Know? Scams and More Scams (September 2012)
• Ready to Ditch Your Employer Health Insurance for Medicare? If Your Spouse Is Younger, Slow Down! (September 2012)

 

• Beware Fake Job Offers: Advice from the Better Business Bureau (August 2012)
• Grandparents Beware! Your "Grandkids" May Be Picking Your Pockets... Or Are They? (August 2012)
• Prepare for High Health Care Expenses in Your Golden Years With an Annuity (August 2012)
• Tips for Paying Down Credit Card Debt Faster (August 2012)

 

• Going Back to Work? How Much Social Security $$ Will You Lose? (July 2012)
• Should You Close Unused Credit Cards? (July 2012)
  

 

• Social Security Goes Green: No More Paper Checks! (June 2012)
  

 

• Do You Bank Online? Are You Sure It Is Safe? (May 2012)
• The Plans No One Ever Wants to Make: Funeral Arrangements (May 2012)
• Work-at-Home Job Offers? How to Identify the Scams (May 2012)

 

• Help! The IRS Wants to Talk to Me! Now What? (April 2012)
• Hit the Ground Running in 2012 by Slowing Down (April 2012)
• How to Avoid Bad-Apple Tax Preparers (April 2012)
• Looking for Part-Time Work? (April 2012)
• When I Can't Speak for Myself (April 2012)
• While You Were Sleeping Fake IRS Agents Were Hard at Work (April 2012)
• Your Future Comfort Could Depend on Long-Term Care Insurance (April 2012)

• Finally, a Raise for Social Security: How Much, and Who Decided the Amount?(April 2012)

• Bound Together at the Heart (June 2012)

• Who Wants to Be Betty White? People of a Certain Age (April 2012)

• Worried about Airline Screening? Here's Help for Travelers with Disabilities (April 2012)