Money
Dollar Sense
Helping the Kids Get Educated: The Nuts and Bolts of Section 529 Plans
Not only can you use the plans to pay for college costs, but you can generally make tax-free withdrawals of up to $10,000 per year to pay for children attending private schools from kindergarten through 12th grade.
Legal Ease
Death and Taxes – And the New Tax Act Changes In Between
How does the recently passed tax reform law that takes effect this year affect my estate planning? Do I need to update it?
Dollar Sense
Don’t Wait for the State to Choose Your Life for You: When a Guardian Becomes the Victimizer
“I can’t imagine a class of people more susceptible to criminals than wards of a court,” Clark County, Nevada District Attorney, Steve Wolson
Financial Fortitude
How to Get Back into the Market
Just like taking a shopping list for the grocery market, you need a plan for the stock market, and the discipline to stick with it. Don’t go to grocery shopping when you’re hungry, and don’t trade stocks when you’re panicking.
Dollar Sense
Divorced and Considering Remarriage? Consider Estate Planning Arrangements First
A pre-nup agreement is not a popular topic with many people because it seems to anticipate failure. But instead of looking at it that way, look at is as a sort of insurance policy to make sure your children from your previous marriage will inherit what you want them to inherit.
Dollar Sense
Stuff You Should Know to Protect Your Money and Your Identity from Schemers, Scammers and Other Creeps
Your phone rings, you answer, and the caller says “This is Equifax calling to verify your account information.” The FTC says, STOP! Tell them nothing because they are not from Equifax, they are scammers.
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The Federal Trade Commission reports that scammers are spreading information about secret accounts, also called “Social Security trust accounts,” which you can use to pay your bills, through the Federal Reserve Bank.
Legal Ease
Why Lack of Proper Planning Can Be Devastating
Why would I need to get the court involved when I have the right to conduct all banking on his behalf under the power of attorney? I assume the bank is wrong, but what can I do, am I at their mercy?
Financial Fortitude
Buckets of Money
The latest figure shows Americans save about 4% of their income on average. At that rate, it could take 25 years to save one year’s worth of income. A one or two-year retirement doesn’t jive well with our longer life spans and expectations of an enjoyable and stress-free retirement.
Dollar Sense
Don’t Fall for Disaster-Related Scams
Most of all, trust your instincts. If you have doubts about hiring someone, don’t. There will be another “someone” to help you.
Dollar Sense
Potpourri: Stuff You Should Know to Protect Your Assets, Your Cash and Just Possibly… to Rearrange Your Work Life
Most working at home (as employees, not self-employed persons such as freelancers) are baby boomers, according to the U.S. Census Bureau American Community Survey. The older the worker, the higher the chance he or she will be working from home.