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Advice & More

June 2012
David
Legal Ease

The Four Must-Have Estate Planning Instruments

The following is a summary of the types of estate planning documents all individuals should consider implementing regardless of their age, the size of their estate, or whether they are married or single:

Ambord

Beware the Danger of Carrying Your Medicare Card

Yet ironically, your Medicare card also bears your Social Security number, and Medicare advises that you must carry that card. Thieves know about this inconsistency, and that is why one of the easiest ways to have your identity stolen is if your Medicare card falls into the wrong hands.

 

A thief who can get your SSN, especially if combined with your birth date, has a powerful tool that can strip your assets. So if your Medicare card and your driver’s license are both in your wallet and the wallet is lost or stolen, you could be in serious jeopardy. Most people associate identity theft with computer use, said Conti.

Ambord

Divorced and Over Fifty? You’re Part of a Growing Trend

The 1990 Census showed among those 50-plus, one in ten individuals was divorced. Leap forward two decades to the 2010 census, and the “divorced” category skyrocketed to one in four adults. Also rising is the number of adults who choose not to marry at all, preferring either to live with a mate without marriage, or just to remain on their own.

May 2012
St. John, Ed.D.

The Art of Solace: Seven Tips for Pushing Through the Discomfort and Truly Connecting with a Chronically Ill Person

The good news is, you can learn how to relate to chronically ill people. You can learn what to say and what not to say. You can create a relationship that brings comfort and peace of mind, even during a difficult time.

Ronnenkamp
Age-Full Living

Moving Forward for the Next Phase of Life: What are Your Housing Options?

Most people still think of the old traditional nursing home when senior housing is mentioned or discussed. They don't understand that nursing care facilities are now an option the vast majority of older adults may never even need to consider, because of all the new types of housing that's available.

Pilarski
Deal Me In

The Only Armed Queen in the Deck Often Delivered

For example, back before card readers, in peeking under the hole card, some inexperienced dealers would unknowingly bend 10s, faces and aces upwards, causing them to have a different shape than the rest of the cards in the deck.

Doyle

Tending Our Little Flock – It’s All It’s Cracked Up To Be

For us – empty nesters that we are – raising chickens has become a point of conversation, a joint endeavor, something unique we have created together. Visiting children love it. It’s fun!

Ambord

Teaching Grandma to Text

The problem had more to do with becoming constantly aware of her phone, the way young people are. Unlike those among us whose phones are like a second heart beat, Kate’s silent phone had lived its entire life, tucked somewhere in the dark bottom of her purse, existing mostly for emergencies.

April 2012
Telleen-Lawton
Financial Fortitude

Your Home, Your Choice?

Fortunately, the marketplace seems to be listening. Many CCRCs today operate similarly to college campuses. Moreover, alternatives to senior communities – hybrids between senior communities and living with the kids – are expanding.

Ronnenkamp
Age-Full Living

Things to Do NOW to Start the Downsizing, Right-Sizing Process

Need a list to get you started? The following are great tasks to start working on to begin the downsizing, right-sizing process for your simplified and "lighter" future.

Justo
The Expiration Date

Mother Earth: Change, Exchange, and Blessed Reciprocity

Our hearts and souls bind us in our commonality and connect us to our home here. Our heart is our operating system. Mind is simply the program we are running.

Witham
Ernie's World

The Grass Is Always Greener

Therefore it only makes sense to try bonsai‑ing cannabis. Kind of pot in a pot if you will. I even have a name for my signature crop – Ernie's Journeys.

Pilarski
Deal Me In

A Truly Thoughtless Object – The Roulette Ball

Streaks often occur in a casino environment, and as the ball bounces along to its destination, it knows nothing about where it is supposed to land. With the millions of trials going on in any casino on any day, the improbable is a certainty.

Pilarski
Deal Me In

Number of Decks Versus Number of Players, But Skill Is Still the Undisputed Champ

My concern, is that with just two players on the game you will be dealt far more hands per hour, which allows the casino edge to eat away at your bankroll at a much faster clip. Let’s run some numbers.

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